Loan guarantors.
Advice before you sign someone else’s loan, including a solicitor’s certificate where the lender requires one.
Your people
The work.
Theodosi Cotsaris advises on guarantor matters. We have written about the risk of guaranteeing a loan, and about solicitor’s certificates. The point of the appointment is to understand what you are promising, not to be walked through a signature.
If the loan is tied to a house purchase, conveyancing may be part of the same instruction. Say so when you book.
Fees, before you begin.
We do not publish a fixed fee for this work. Fees are set out up front, before the file is opened, so ask for the estimate in the first conversation.
Fees and eligibility can change. Confirm them with us before relying on them.
What to bring to your first appointment.
Choose your practice area, then tick off what you have ready. These prompts come from the firm’s practice information.
Your appointment checklist
Divorce and family law
Conveyancing
Wills and estate planning
Business and commercial law
Debt collection
Civil litigation
Probate and deceased estates
Property law
Business purchase and sale
Building and construction law
Powers of attorney and advance care directives
Loan guarantors
Questions about loan guarantors.
- Who advises guarantors at CPC Lawyers?
- Theodosi Cotsaris. His profile lists guarantor matters, and the firm has published an explanation of guarantee risk and solicitor’s certificates.
- Can the firm sign a solicitor’s certificate?
- The firm writes about solicitor’s certificates for guarantors. Ask whether Theodosi can give the certificate the lender wants on your particular loan. This page cannot say that he can.
- Should I sign at the bank and ask later?
- The firm’s published material treats a guarantee as a serious personal risk. Speak to the solicitor before you sign. This is not advice on your loan.